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9.9
Exceptional
9.9
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareExceptional
9.2
Exceptional
9.2
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareExceptional
8.5
Very good
8.5
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareVery good
7.4
Good
7.4
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareGood
6.5
Good enough
6.5
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareGood enough
9.9
Exceptional
9.9
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareExceptional
For clarity and peace of mind, we've put together answers to the questions people ask most about home warranty plans.
Here, you'll find helpful insights to guide you through understanding home warranty plans, ensuring you're well-informed and supported in your choices.
A home warranty is more than just a contract; it's your peace of mind in the form of a safety net for your home.
Like the reassuring warranty on a new phone or appliance, a home warranty covers crucial repairs for your home systems and appliances, ensuring you're protected from the high cost of unexpected breakdowns. Here are the key benefits:
Home warranties typically cover the major systems and appliances in your home. This means that all of the components that keep your home protected from damage and functioning properly are included.
In general, it's best to review your contract and make sure all your essential appliances are listed.
Absolutely!
While your home insurance provides a safety net for your house against dramatic events like fires, floods, and theft, it doesn't extend its arms to the heart of your home - the essential systems and appliances that keep your daily life running smoothly. This is where a home warranty steps in, offering a comforting layer of protection.
Imagine this: your furnace, a silent sentinel of warmth, suddenly ceases to work in the dead of winter. Home insurance won't cover this age-related failure, but a home warranty wraps its protective shield around these crucial systems, ensuring they're repaired without draining your wallet. It's like securing an extended warranty for every major system and appliance in your home, safeguarding not just the structure, but the soul of your living space.
After thorough research and analysis, we have compiled a list of outstanding home warranty companies, each of which stands out for their excellent services, so you can select any of these top-rated providers knowing it will be a great choice.
However, within this elite group, Vanguard Home Warranty has emerged as a clear winner. Its comprehensive coverage and exceptional customer satisfaction truly set it apart. We suggest you to explore all the options, but don't miss checking our top recommendation!
9.9
Exceptional
9.9
Scores are calculated based on:
Costumer reviews
Based on TrustPilotCostumer Engagement
Based on Click-shareExceptional
Here are some good questions that will help you learn more about a potential home warranty provider
How Much You Can Claim And What The Max Limit Is
Ask about the maximum claim limit for replacing appliances under the warranty to understand the actual financial coverage offered for replacing unrepairable appliances, as companies may have varying upper limits on claim amounts.
Ask about the Standard Plan
Ask about the details of standard plans offered by home warranty companies to understand what basic systems and appliances are covered, the cost of annual premiums, and to compare quotes for the most affordable option.
Ask If There A Yearly Increment Each Year
Ask if the home warranty company increases the annual premium each year to understand the policy on annual premium increments, including the rate of increase, even if no claims were made in the previous year.
Ask If There’s Anything Your Plan Doesn’t Cover
Ask about the exclusions and limitations of the home warranty plan to gain clarity on what types of appliance damages or issues are not covered under the plan, ensuring a comprehensive understanding of the warranty's scope.
Ask if theres a guarantee on their repair jobs
Ask about the policy for unsatisfactory repairs or if a repair job requires further repairs to understand if the home warranty company guarantees their repair work and to avoid paying multiple deductibles for the same issue, ensuring a reliable and satisfactory service.
Ask How The Company Handle Disputes
Inquire about the company's process for handling disputes with customers to understand the approach and methods used by the home warranty company in resolving conflicts or disagreements, ensuring clarity on recourse options outside of legal proceedings.
Did you know
Home warranty providers often pre-screen their contractors so you know you'll get reliable service.
How we score
When reviewing and ranking products, our editors focus on key aspects to ensure you get the best options. Here's what we consider:
It's important that all critical parts of your home, including appliances, are covered, no matter their age or maintenance history.
We look at customer reviews to understand real experiences, from purchasing to after-sales service. This gives us genuine insights.
We understand the importance of affordability. We help you find home warranties that offer great protection without straining your budget. Plus, we keep an eye out for any special deals or promotions for you.
A company's reputation tells us about their quality of service and reliability over time. Brands with a strong reputation are more likely to maintain high standards.
Effective customer support is crucial. We check that companies provide quick and helpful service, ensuring fast repairs or replacements when you need them.
Our Top 3 Picks